Ratibi Card Salary Check – A Complete Guide for UAE Employees

Hello Readers, If you’re working in the UAE and earning a salary of AED 5,000 or less, you’re likely using a Ratibi Card to receive your wages. This prepaid card, offered by First Abu Dhabi Bank (FAB), is a game-changer for employees without traditional bank accounts. It’s safe, convenient, and compliant with the UAE’s Wage Protection System (WPS). But how do you check your Ratibi Card salary to ensure your payment has arrived? In this guide, I’ll walk you through the simple steps to check your Ratibi Card balance, view transaction history, and manage your card effectively. Let’s dive in with easy-to-follow methods and tips!

What Is a Ratibi Card?

The Ratibi Card is a prepaid payroll card designed for employees in the UAE, particularly those who don’t have a conventional bank account. Issued by First Abu Dhabi Bank (FAB), it allows employers to deposit salaries directly onto the card, making it easy for workers to access their funds. The card can be used at ATMs, in stores, and online, anywhere Visa or MasterCard is accepted. It’s especially popular among low-income workers, as it eliminates the need to carry cash and offers benefits like free accident insurance.

Checking your Ratibi Card balance regularly ensures you know when your salary is credited and helps you manage your expenses. Whether you’re new to the card or just need a refresher, I’ll cover all the ways to check your salary balance.

Why Check Your Ratibi Card Salary?

Keeping track of your Ratibi Card balance is essential for several reasons:

• Confirm Salary Credits: Ensure your employer has deposited your salary on time.

• Plan Your Finances: Knowing your balance helps you budget for daily expenses.

• Avoid Transaction Issues: A low balance could prevent you from making purchases or withdrawals.

• Monitor Transactions: Check for unauthorized transactions or errors.

With multiple ways to check your balance—online, via mobile apps, or offline—you can choose the method that suits you best. Let’s explore them!

How to Check Your Ratibi Card Salary

There are several reliable methods to check your Ratibi Card balance, from online portals to ATMs. Below, I’ve outlined the easiest options to help you stay on top of your salary.

Method 1: Using the FAB PPC Inquiry Portal

The FAB Prepaid Cards (PPC) Inquiry Portal is one of the quickest ways to check your Ratibi Card balance online. Here’s how to do it:

1. Visit the PPC Portal: Open your browser and go to the FAB PPC Inquiry Portal (ppc.magnati.com/ppc-inquiry).

2. Enter Card Details: You’ll see two input boxes. In the first, enter the last two digits of your Ratibi Card number (found on the front of your card, usually 16 digits long).

3. Input Your Card ID: In the second box, enter your Card ID (different from the card number; check your card documents or contact FAB if unsure).

4. Submit Your Request: Click “Submit” to view your balance and recent transactions.

5. Save the Information: Take a screenshot or note down your balance for reference.

Tip: Keep your Ratibi Card handy to ensure you enter the correct details. If you face login issues, double-check your Card ID or contact FAB support.

Method 2: Using the FAB Mobile App

The FAB Mobile App is a convenient way to manage your Ratibi Card on your phone. Follow these steps:

1. Download the App: Search for “FAB Mobile” in the Google Play Store or App Store and install it.

2. Log In or Register: Sign in with your FAB account credentials or register using your Emirates ID and card details.

3. Navigate to Prepaid Cards: Go to the “Prepaid Cards” or “Ratibi Card” section in the app.

4. Check Your Balance: Select your Ratibi Card to view your current balance and transaction history.

5. Save or Download: You can save a digital copy of your balance details or export them as a PDF.

Pro Tip: The app also sends notifications when your salary is credited, so enable push notifications for real-time updates.

Method 3: Checking at FAB ATMs

If you prefer an offline method, you can check your balance at any FAB ATM. Here’s how:

1. Locate an FAB ATM: Find a nearby FAB ATM using the bank’s website or app.

2. Insert Your Ratibi Card: Place your card in the ATM’s card reader.

3. Select Balance Inquiry: Choose the “Balance Inquiry” option from the menu.

4. View Your Balance: The screen will display your current balance in AED.

5. Collect Your Card: Don’t forget to take your card and any printed receipt.

Note: You don’t need a PIN to check your balance, making this method quick and hassle-free.

Method 4: Checking via SMS

If you’ve registered your mobile number with your Ratibi Card, you can receive balance updates via SMS:

1. Wait for Salary Credit: FAB automatically sends an SMS when your salary is deposited.

2. Check the Message: The SMS will include your updated balance.

3. Request a Balance Update: If you haven’t received an SMS, text your card number to FAB’s designated number (check the FAB website for the latest number).

Tip: SMS charges may apply, so confirm with your mobile provider.

Method 5: Contacting FAB Customer Support

If online or ATM methods aren’t working, you can call FAB’s customer support for assistance:

1. Dial the Helpline: Call FAB’s 24/7 customer care at 600-52-5500.

2. Provide Card Details: Share your Ratibi Card number and Emirates ID for verification.

3. Request Balance Information: The representative will provide your balance and recent transactions.

This method is great if you’re facing technical issues or need help with other card-related queries.

Requirements for Checking Your Ratibi Card Balance

To check your balance, you’ll need the following:

Requirement	Details
Ratibi Card Number	The 16-digit number on the front of your card.
Card ID	A unique ID provided with your card (check your card documents).
Emirates ID	Required for app registration or customer support verification.
Internet Access	Needed for the FAB PPC Portal or mobile app.
Registered Mobile Number	For SMS updates or customer support.

How to Use Your Ratibi Card Effectively

Beyond checking your balance, here are some ways to make the most of your Ratibi Card:

• Withdraw Cash: Use it at FAB ATMs or other Visa/MasterCard ATMs worldwide.

• Shop In-Store or Online: Make purchases at retailers or e-commerce platforms.

• Set a PIN: Choose a secure PIN at an FAB ATM for added safety.

• Monitor Transactions: Regularly check your transaction history to spot errors.

Benefits of the Ratibi Card

The Ratibi Card offers several perks, making it a valuable tool for employees:

Benefit	Details
No Bank Account Required	Receive your salary without a traditional bank account.
Free Accident Insurance	Up to AED 25,000 for death or disability; AED 50 daily for hospitalization.
No Minimum Balance	No fees for low balances or monthly charges.
Wide Acceptance	Use at ATMs, stores, and online with Visa/MasterCard networks.
SMS Alerts	Get free notifications for salary credits.

Common Issues and Solutions

Here are some common problems and how to fix them:

Issue	Solution
Can’t log in to the PPC Portal	Double-check your card number and Card ID; reset your account if needed.
No SMS updates	Ensure your mobile number is registered with FAB.
Card not working at ATMs	Contact FAB support or visit a branch to check for card issues.
Lost or stolen card	Report it to FAB immediately and apply for a replacement.

Tips for Managing Your Ratibi Card

• Check Regularly: Monitor your balance weekly to stay informed.

• Save Card Details: Keep a secure record of your card number and Card ID.

• Enable Notifications: Use the FAB app for real-time salary alerts.

• Contact FAB for Help: Reach out to FAB’s helpline for any issues.

Final Thoughts

Checking your Ratibi Card salary is easy with options like the FAB PPC Portal, mobile app, ATMs, SMS, or customer support. By staying on top of your balance, you can manage your finances with confidence and avoid any surprises. Follow the steps in this guide, keep your card details handy, and enjoy the convenience of the Ratibi Card. If you run into trouble, FAB’s support team is just a call away.

Stay organized, keep track of your salary, and make the most of your Ratibi Card!

Also Check:- How to Check Hafilat Card Balance and Recharge in UAE?